About

THE INVESTOR & CONSULTANT PROFILE

Shuvam Banerjee: From Institutional Leadership to Financial Enterprise An MBA Finance professional with over 15 years of leadership in Auto Finance, Fintech integrations, and Retail Asset verticals. Having managed monthly disbursements exceeding ₹800 crores at premier banking and automotive institutions, I now apply this rigorous analytical framework to proprietary equity investments, digital corporate consulting, and structured lending solutions.

Core Institutional Pedigree:

Axis Bank: Program Manager (Auto Loans) – Specialized in large-scale digital transformation and institutional productivity.
Kotak Mahindra Bank: Product Manager for Retail Assets (PAN India) – Directed strategic product initiatives for country-wide top-line asset growth.
Volkswagen Finance (OEM): Product Manager for Wholesale & Retail – Headed complex inventory funding, structured risk, and leasing products for luxury brands including Audi, Porsche, and Lamborghini.
Tata Motors & Bajaj Auto Finance: Foundational roots managing sales operations, dealer networks, and credit collections across Eastern India.

Registered Office:

New Delhi: Eldeco Centre, Block A, WeWork, Shivalik Colony, Malviya Nagar, New Delhi, Delhi - 110017.
GSTIN: 07ARFPB6246H1ZY.
Mumbai (Branch): 10th Floor, Building 4, WeWork Nesco IT Park, Western Express Highway, Goregaon East, Mumbai, Maharashtra - 400063.
GSTIN: 27ARFPB6246H1ZW.
Corporate Email: support@voski-drive.com
Contact Phone: +91 8796442163

Statutory Disclosure: Voski Drive is a legally registered proprietary firm (Udyam Registration No. UDYAM-MH-33-0578764). We operate strictly as an independent financial auxiliary (NIC Code: 66190) and digital advertising firm (NIC Code: 73100). Voski Drive is a digital referral partner connecting clients with authorized lending institutions and distributors like Andromeda. We are not a bank, NBFC, or direct lending institution, and we do not provide direct loans or credit approvals ourselves.

LEGAL, COMPLIANCE & DISCLAIMER

Entity: Voski Drive is a sole proprietorship firm represented by Shuvam Banerjee.
Trademark Protection: "VOSKI DRIVE" is a trademark filed under Class 36 (Financial Affairs; Monetary Affairs; Loan Services).
Regulatory & Financial Services Disclaimer:

Part A: Equity & Corporate Identity: All equity investments are subject to market risks. Voski Drive manages its own proprietary capital and offers corporate digital consultancies as per the Trade Marks Act, 1999. Voski Drive does not act as a SEBI-registered Investment Advisor (IA) or public Research Analyst (RA). This website serves exclusively as a corporate business identity hub and does not constitute a solicitation, recommendation, or invitation for public funds, equity tips, or retail wealth management services.
Part B: Loan Referral & Distribution Transparency: Voski Drive acts strictly as a marketing lead generator and referral channel partner. We do not directly lend money, issue credit, or operate as a Reserve Bank of India (RBI)-registered Bank or Non-Banking Financial Company (NBFC). Loan distribution and processing services are facilitated via direct programmatic B2B advisory channels with registered financial institutions. Voski Drive acts strictly as an auxiliary technology interface and data processing hub."
Part C: Statutory Loan Disclosures (Google Ads Compliance): Personal loans introduced through our channel feature repayment periods ranging from a minimum of 12 months to a maximum of 60 months. The maximum Annual Percentage Rate (APR) is 24%, depending on the borrower's credit profile and the specific lending partner's policy. There are no upfront fees charged by us for checking your eligibility.
Representative Example: For a personal loan of ₹1,00,000 disbursed at an interest rate of 11% p.a. with a repayment tenure of 36 months, the monthly EMI will be ₹3,274. The total interest payable over 3 years would be ₹17,864, and the processing fee (approx. 2% + GST) would be ₹2,360, bringing the total cost of the loan to ₹1,20,224.

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